Coronavirus Small Business Resource

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I wanted to create a resource where small business owners can find information in both English & Spanish to help guide them through important decisions for their business during this time. All of the information below is available to anyone. Struggling small businesses should not have to pay to obtain this information or pay anyone to help them apply for any of this. 

Quise crear un recurso en donde dueños de negocios pequeños puedan encontrar mas información en ingles y en español para guiarlos con las decisiones importantes que tienen que tomar durante este tiempo para su negocio. Toda esta información esta disponible a cuál quiera persona. Dueños que están luchando para mantener su negocio abierto no tienen porque pagar para obtener la información y tampoco pagarle a nadie para llenar estas solicitudes. 

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“And for the more vulnerable non-english speaking communities we need to make more resources available”


Below you’ll find/ Aquí encontrara: 

1. How to apply for CA Pandemic Unemployment if you are a business owner or self-employed/ Como presentar su solicitud de Desempleo por la Pandemia si es dueño de un negocio o contratista independiente en CA

2. Links to freelance & small business relief funds/ Aplicaciones para ayuda de negocios pequeños 

3. Small business loan Application ( PPP, EIDL)/ Solicitud de préstamos para negocios pequeños 


  1. How to apply for CA Pandemic Unemployment if you are a business owner or self-employed/ Como presentar su solicitud de Desempleo por la Pandemia si es dueño de un negocio o contratista independiente en CA 

    “If you are a business owner, independent contractor, self-employed worker, freelancer, or gig worker and only received a 1099 tax form last year, you are most likely eligible for PUA.” 

    “Sí es dueño de un negocio, contratista independiente, persona que trabaja por cuenta propia, trabajador independiente o trabajador de la economía colaborativa y sólo recibió el Formulario 1099 el año pasado, probablemente sea elegible para PUA.” 

What you need to have on hand to fill out this form/ Lo que ocupa tener en mano para llenar esta aplicación: 

  • SSN (Numero de seguro social)

  • Drivers License Number (Numero de Licencia)

  • If not a US Citizen, proof that you are allowed to work in the US (Prueba de Ciudadanía)

  • Gross Earnings from last years taxes (Sueldo total que gano y reporto en sus impuestos de el ano pasado)

This link will guide you on how to answer specific questions in the application.

Esto lo guiara en como responder preguntas especificas en la aplicación.

Before you fill out the application you have to register & create an account first. Make sure you use an email that you have access to because you will receive email notifications. 

Start HERE

Antes de que llene la aplicación necesita registrase y crear una cuenta. Use un correo electrónico que usted tenga acceso porque le van a mandar notificaciones. 

Empiece AQUI

2. Links to freelance & small business relief funds/ Aplicaciones para ayuda de negocios pequeños 

Below are a few links to Small business relief funds that could help your business.

Abajo ay enlaces para ayuda de a negocios pequeños que le pueden ayudar a su negocio.

GO FUND ME + INTUIT QUICKBOOKS Small Business Relief Initiative

LISC Verizon Small Business Recovery Fund

LISC Verizon fondo de recuperación Negocios Pequeños en español

3. Small Business loan Application ( LA Small Business Microloan & PPP)/ Solicitud de préstamos para negocios pequeños  

  • Los Angeles City Small Business Emergency Microloan Program

    Programa de microcréditos de emergencia para pequeñas empresas de la ciudad de Los Ángeles

    This loan has limits between $5,000-$20,000. It also has 3 options for interest repayment with terms between 18 months and up to 5 years. Eligible Businesses should be located in a commercial–use building within Los Angeles city boundaries. HERE you can determine if your business is within the zone.

    Este préstamo tiene limite de $5,000-$20,000. También tiene 3 opciones de tasas de intereses con términos de 18meses asta 5 anos. Negocios elegibles deben ubicarse en un edificio de uso comercial dentro de los límites de Los Angeles. AQUI puede determinar si su negocio esta adentro de la zona.

  • SBA Paycheck Protection Program Loan Information/ SBA Programa de Protección de Pago 

    HERE you’ll find the requirements to verify you’re eligibility for this loan

    AQUI encontrara los requisitos para saber si usted puede aplicar para este préstamo  

    An important thing to keep in mind when applying for this loan is that it is only forgivable if you keep all of your employers on payroll along with other guidelines. “Forgiveness will be reduced if full-time headcount declines, or if salaries and wages decrease.” 

    Tome en cuenta que este préstamo es perdonable si los fondos se usan para mantener y pagarle a sus empleados y también ay otras pautas. Entre mas empleados que usted descanse, o si usted le baja el salario a sus empleados mas le van a bajar los fondos disponibles para ayudar a su negocio. Las solicitudes deben presentarse en inglés.

    APPLICATION

    APLICACION


The past couple of months I’ve helped different business owners file for Pandemic Unemployment, & translated Small business relief loans + documents. Most small business owners who a struggling to keep their business open during this time are either misinformed about what resources are available to them or not approved for loans that larger corporations & businesses are being granted. We need to keep our community informed. And for the more vulnerable non-English speaking communities we need to make more resources available, especially on the Small Business Administration Website. This would help avoid business owners getting scammed & make educated decisions based on their business and financial needs. We need to take care of our local business owners & support them during this time. You can help by shopping locally & sharing this resource with anyone who needs it. 

I hope the information is helpful and if anyone needs further help please reach out to me through the contact form on the website. I will be helping Spanish-speaking small business owners with any documents or applications they need translated at no cost & I will be updating this resource as I find more helpful links.

Change your Business Strategy: How to help your business succeed digitally during COVID 19 crisis.

I wanted to create a resource to help guide big and small businesses during this crisis, & strategize around the changes in marketing, social media, and business.

Below you’ll find ideas and helpful tips on how to switch up your business strategy. It focuses on what you can do as a business owner to boost your engagement, and keep your digital presence.

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Planning our Honeymoon: We need suggestions!

 
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BY LUCY CRIVELLI (@LUCYCRIVELLI)

Hey guys, huge update!

The wedding planning is officially finalized, with minor details to worry about; our wedding is coming together. So now we're moving onto the fun part, the Honeymoon.

The plan is to go to Europe; hit Paris, then Spain, Rome, & back to France. It'll be our first time in Europe; we've both traveled out of the country but never together. We've had this trip on our bucket list for a while, so what better time to go than on our honeymoon.

What we have so far, is a plan of what flights to book, what area to stay in, & how much we want to spend. We are currently making a list of what to bring, how to dress, & how to pack.

What we need from you guys is to give us some suggestions on places to eat, local attractions, picture-perfect locations, unforgettable experiences, & what are some must pack items.

Also, list your favorite brands, & airlines you use when getting ready for an out of country trip. Send us your favorite influencers that can be our virtual tour-guides for where to go when in Europe.

We are super excited to keep you guys updated once everything is planned!

 

4 Things to Consider When Planning a Wedding

 
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by Lucy Crivelli (@lucycrivelli)

At this point, it’s 5 months before the wedding. Crunch time. I think this is the part that should be easier because everything is coming together. But it’s actually a lot harder than we thought. This is the hard part that makes you realize why you’re marrying your significant other. The stress of the process, the planning, the decision making. It all shows you why you’re together, and how you’ve gotten this far.

A lot goes into planning a wedding. You have to try & throw an amazing wedding, stay within a budget, plan a honeymoon all while trying to turn off your ears to what everyone else has to say about YOUR wedding. I want to say this process has been easy for us, but that would be giving you guys a false idea of what wedding planning is really like. It’s fucking stressful but has its fun moments at the same time.

So for a fun little read and to relieve you of some stress; we’ve compiled 4 things to consider when planning a wedding.

1. Don’t spend over 10k

If you don’t have thousands to blow on your wedding, don’t worry about pleasing others with all that cash. Your wedding day can be simple but glamorous at the same time. It’s all in the details. Don’t go broke trying to have your dream wedding. Unless you got it like that or found a rich honey, save that shit for your honeymoon! You’ll thank us later. (Yelp, Etsy, Amazon, Moo, Canva, are just a few places to start getting creative)

2. Stress is normal

Don’t call off the wedding if stress is getting too hot to handle. Although it's very typical, it will also cause tension between the both of you. Take a second to think if what you’re stressing out about is worth stressing yourself out and your partner. Stress isn’t healthy so throw a little fit, refocus, and get back to planning.

3. Plan it together

Typically the bride plans most of the wedding, but it's important to remember you’re BOTH getting married so responsibilities should be shared. This takes a huge weight off of the bride's shoulders & it honestly keeps you both on the same page about what will be happening on your special day. Sharing every detail about the wedding & coming up with creative ways to make your day memorable makes it that much more fun and exciting. Find each other strengths and weaknesses to evaluate who will take care of what. You’re not going to agree on everything, but you’re different people with different thoughts, talk it out and get through it.

4. Enjoy every moment

Enjoy the good and the bad. Hopefully, you’re only planning on getting married once, so this should be something you’re fully invested in. You have to learn to love the ugly because not everything is going to go as planned. Every moment counts & it's those hard to get through moments that are going to make your day extra special. You’ll look back at the finished product while you’re sitting beachside sipping some chardonnay thinking to yourselves “it was worth it”!

And while I sit here skimming through all of the wedding emails, I can't help but be thankful for having the perfect person to go through all of this with.